Buying a home? The process can be stressful. A home inspection is supposed to give you peace of mind, but often has
the opposite effect. You will be asked to absorb a lot of information in a short time. This often includes a written
report, checklist, photographs, environmental reports and what the inspector himself says during the inspection. All
this combined with the seller's disclosure and what you notice yourself makes the experience even more overwhelming.
What should you do? Relax. Most of your inspection will be maintenance recommendations, life expectancies
and minor imperfections. These are nice to know about. However, the issues that really matter will fall into four categories:
- Major defects. An example of this would be a structural failure.
- Things that lead to major defects.
A small roof-flashing leak, for example.
- Things that may hinder your ability to finance, legally occupy or insure
the home.
- Safety hazards, such as an exposed, live buss bar at the electric panel.
Anything in these categories
should be addressed. Often a serious problem can be corrected inexpensively to protect both life and property (especially
in categories 2 and 4).
Most sellers are honest and are often surprised to learn of defects uncovered during an
inspection. Realize that sellers are under no obligation to repair everything mentioned in the report. No home
is perfect. Keep things in perspective. Do not kill your deal over things that do not matter. It is inappropriate
to demand that a seller address deferred maintenance, conditions already listed on the seller's disclosure or nit-picky
items.